The National Bank of Pakistan (NBP) one of the leading and largest banks in the country is committed to fostering sustainable economic growth through its extensive network of local and international branches (Faisalabad Jobs). With a vision to transform into a future-fit agile and sustainable institution the bank plays a pivotal role in supporting the nation’s financial well-being (Faisalabad Jobs). In line with its strategy NBP seeks talented dedicated and experienced professionals to join its team and contribute to its objectives (Faisalabad Jobs). The bank has announced career opportunities in the field of risk management for qualified individuals who meet the specified eligibility criteria.
Each role entails specific educational qualifications professional expertise and relevant experience to manage and oversee the bank’s credit and risk functions effectively (Faisalabad Jobs). For senior roles a Master’s degree or equivalent with certifications like CFA and significant experience in credit processing is required (Faisalabad Jobs). Candidates for junior positions should have a minimum graduation degree with at least two years of relevant banking experience.
Successful candidates will be responsible for a variety of tasks based on their roles including analyzing financial health evaluating credit proposals managing disbursement processes and ensuring compliance with bank policies and regulatory requirements (Faisalabad Jobs). These positions demand a strong understanding of banking regulations financial analysis and credit risk assessment (Faisalabad Jobs). Candidates are expected to exhibit exceptional communication skills problem-solving abilities and a proactive approach to managing credit risks and enhancing operational efficiencies.
The job postings indicate multiple locations for placement including Faisalabad Lahore and Gujranwala depending on the role (Faisalabad Jobs). Interested individuals are invited to apply online within ten working days from the date of publication of the advertisement (Faisalabad Jobs). The NBP is an equal opportunity employer welcoming applications from all qualified candidates including women and persons with disabilities. It provides a supportive work environment aimed at fostering professional growth and inclusion (Faisalabad Jobs).
Positions Available
- Regional Executive – Credit (AVP/VP)
- Credit Analyst (OG-I/AVP)
- Head Credit Review and Analysis (OG-I/OG-II)
- Credit Officer (OG-I/OG-II)
Key responsibilities
Key Responsibilities of Each Position
Regional Executive – Credit (AVP/VP)
- Analyze the financial health of borrowers through vertical and horizontal financial analysis.
- Review credit proposals and ensure compliance with policies and regulatory frameworks.
- Recommend appropriate credit limits and forward cases to senior management for approval.
- Monitor borrowers’ accounts, ensuring disbursements align with the approved terms.
- Oversee recovery and restructuring cases in collaboration with the bank’s legal and asset management teams.
- Provide regional support and guidance to branches for credit-related issues.
- Ensure timely reporting and documentation of credit operations.
Credit Analyst (OG-I/AVP)
- Assess credit proposals and provide insights to improve their quality and viability.
- Perform credit risk analysis using financial metrics and business feasibility evaluations.
- Provide recommendations for risk mitigation and ensure compliance with regulatory standards.
- Liaise with branches for credit approvals, restructuring, or other related matters.
- Maintain and update credit records and related reports for effective monitoring.
Head Credit Review and Analysis (OG-I/OG-II)
- Conduct in-depth credit reviews of the bank’s portfolio to identify potential risks.
- Analyze financial data and ensure alignment with credit policies and risk tolerance levels.
- Provide recommendations to improve credit structures and terms for better risk management.
- Develop action plans for underperforming accounts, including recovery or restructuring strategies.
- Ensure compliance with all regulatory requirements related to credit policies.
Credit Officer (OG-I/OG-II)
- Coordinate with branch managers to address any credit-related issues or concerns.
- Assist in preparing and reviewing credit proposals for submission to the head office.
- Perform credit risk assessments and recommend solutions to address identified risks.
- Monitor disbursement processes and ensure compliance with approved credit terms.
- Maintain accurate credit documentation and related records.
Skills Required
Skills Required for Each Position
Regional Executive – Credit (AVP/VP)
- Strong analytical and problem-solving skills.
- Expertise in handling Islamic and conventional banking systems.
- Excellent knowledge of banking regulations, policies, and guidelines.
- Ability to manage and monitor multiple branches effectively.
- Strong communication, negotiation, and decision-making skills.
Credit Analyst (OG-I/AVP)
- Knowledge of lending processes, financial metrics, and credit management principles.
- Strong analytical and critical thinking skills.
- Ability to work collaboratively with branches and head office teams.
Head Credit Review and Analysis (OG-I/OG-II)
- Advanced analytical skills with the ability to evaluate financial health.
- Knowledge of SME, agriculture, and corporate credit risk frameworks.
- Expertise in credit review and portfolio management.
- Strong communication and leadership skills.
- Ability to recommend effective solutions for mitigating risks.
Credit Officer (OG-I/OG-II)
- Proactive problem-solving and time management abilities.
- Strong financial analysis and credit assessment skills.
- Knowledge of banking rules, regulations, and credit policies.
- Excellent understanding of credit monitoring and documentation processes.
- Effective interpersonal and communication skills.
About National Bank of Pakistan (NBP)
The National Bank of Pakistan (NBP) is one of the country’s most prestigious financial institutions renowned for its commitment to excellence and innovation in banking (Faisalabad Jobs). Working at NBP provides employees with the opportunity to be part of a bank that plays a pivotal role in driving Pakistan’s economic growth and financial stability (Faisalabad Jobs). Its widespread network of branches both locally and internationally ensures that employees are exposed to a diverse range of experiences challenges and learning opportunities (Faisalabad Jobs). The bank is dedicated to fostering a culture of inclusion collaboration and professional development making it an ideal workplace for individuals seeking meaningful and impactful careers.
One of the standout benefits of working at NBP is the chance to grow within a dynamic and evolving organization (Faisalabad Jobs). The bank prioritizes employee development through comprehensive training programs mentoring and opportunities to work on high-impact projects (Faisalabad Jobs). Whether you are an experienced professional or a newcomer to the financial sector NBP offers a structured career path with opportunities for advancement (Faisalabad Jobs). Employees are encouraged to contribute innovative ideas and solutions which are highly valued in creating cutting-edge financial products and services (Faisalabad Jobs). The bank also ensures that employees are equipped with the tools and resources necessary to excel in their roles.
Furthermore NBP is committed to maintaining an inclusive work environment where individuals from diverse backgrounds including women and persons with disabilities are encouraged to thrive (Faisalabad Jobs). It promotes equal opportunities and ensures that its policies align with global standards of diversity and equity (Faisalabad Jobs). With a focus on work-life balance competitive remuneration packages and comprehensive benefits the National Bank of Pakistan is not just a workplace but a platform for achieving professional and personal aspirations (Faisalabad Jobs). By joining NBP employees become part of a forward-thinking institution dedicated to making a positive difference in Pakistan’s financial landscape.
Eligibility
| Position/Job Title | Educational/Professional Qualification | Experience |
|---|---|---|
| Regional Executive – Credit (AVP/VP) | – Minimum Graduation (preferably in business or finance) from an HEC-recognized university or equivalent institution. | – At least 9 years of banking experience, including 3 years in credit processing or risk management. |
| Credit Analyst (OG-I/AVP) | – Minimum Graduation (preferably with accounting or finance background) from an HEC-recognized university or equivalent institution. | – Minimum 3 years of banking experience, including 2 years in credit processing or financial analysis. |
| Head Credit Review and Analysis (OG-I/OG-II) | – Minimum Graduation (preferably with accounting or finance background) from an HEC-recognized university or equivalent institution. | – Minimum 2 years of working experience in banking. |
| Credit Officer (OG-I/OG-II) | – Minimum Graduation (preferably with accounting or finance background) from an HEC-recognized university or equivalent institution. | – Minimum 2 years of working experience in banking. |
Age Limit
- Regional Executive – Credit (AVP/VP): Maximum 50 years.
- Credit Analyst (OG-I/AVP): Maximum 45 years.
- Head Credit Review and Analysis (OG-I/OG-II): Maximum 40 years.
- Credit Officer (OG-I/OG-II): Maximum 40 years.
Application Process and Important Notes
- Online Application: Interested candidates must visit the National Bank of Pakistan’s official website or career portal to submit their applications online.
- Eligibility Check: Ensure you meet the eligibility criteria, including educational qualifications, experience, and age limits, for the desired position.
- Required Documents: Prepare and upload all necessary documents, such as an updated CV, educational certificates, and experience letters, as part of the application.
- Submission Deadline: Submit the application within 10 working days from the date of publication of the advertisement. Late submissions will not be entertained.
- Assessment and Interview: Shortlisted candidates will be contacted for further assessments, which may include a written test or panel interview based on the bank’s policies.
- Final Selection: Successful candidates will be notified by the bank regarding their selection and offered an employment package as per NBP policies.
Red Flags to Avoid in Your Application
- Incomplete Application: Failing to provide all required documents or incomplete details on the application form can lead to rejection. Ensure everything is filled accurately.
- Missing Eligibility Requirements: If you do not meet the specified qualifications, experience, or age limits, avoid applying, as it can waste your time and the employer’s time.
- Unprofessional CV or Cover Letter: Submitting a poorly formatted or unprofessional CV and cover letter can give a negative impression. Ensure both documents are well-organized, clear, and free from errors.
- Lack of Customization: Sending a generic application without tailoring it to the specific job or employer may reduce your chances of standing out.
- Not Following Instructions: Failing to follow specific application instructions, such as submitting documents in the required format or missing the deadline, can result in disqualification.
- Overstating Qualifications or Experience: Providing false or exaggerated information about your qualifications, experience, or achievements can damage your credibility and lead to immediate disqualification.
- Ignoring the Application Deadline: Submitting your application after the stated deadline is a clear red flag, as employers usually stick to strict timelines for processing candidates.
The Selection Process
- Application Screening: The first step involves screening all submitted applications to ensure candidates meet the eligibility criteria, including qualifications, experience, and age limits.
- Shortlisting: Based on the initial screening, shortlisted candidates are selected for further assessment. This is typically done by reviewing CVs and evaluating how well applicants meet the job requirements.
- Written Test/Assessment: Some positions may require candidates to take a written test or other assessments to evaluate their skills, knowledge, and suitability for the role.
- Interviews: Shortlisted candidates are invited for an interview, which may be conducted in person or online. The interview panel assesses technical expertise, problem-solving skills, and cultural fit.
- Reference and Background Check: After interviews, the selected candidates may undergo a background check, which could include verifying employment history, education, and other relevant details.
- Final Offer: Once a candidate successfully passes all stages, they are offered the job and provided with the final employment package, including terms and conditions of employment.
For Further information
| Contact Information | Details |
|---|---|
| Website | www.nbp.com.pk |
Address
- National Bank of Pakistan
Head Office,
I. I. Chundrigar Road,
Karachi, Pakistan.
FAQs
What is the last date to apply for the positions at NBP?
The last date to apply is 10 working days from the date of publication of the advertisement. Be sure to submit your application before the deadline.
How do I submit my application for a job at NBP?
Applications must be submitted online through the official National Bank of Pakistan website or the career portal. Ensure that all required documents are uploaded.
What documents do I need to submit with my application?
You need to submit an updated CV, copies of educational certificates, experience letters, and any other relevant documents that meet the requirements for the position.
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