The National Bank of Pakistan (NBP) is seeking talented dedicated and experienced professionals for the role of Senior Credit Officer (SVP/EVP) in Risk Management based in Karachi (Karachi Jobs) This position plays a pivotal role in supporting the bank’s vision of sustainable growth and socioeconomic development across Pakistan (Karachi Jobs) As one of the largest banks in the country NBP aims to transform itself into a future-ready agile and sustainable institution while contributing to national progress through its extensive local and international network of branches
Candidates applying for this position must meet stringent educational and professional requirements (Karachi Jobs) A minimum graduate degree from a recognized local or international university is mandatory with preference given to candidates holding a master’s degree or other relevant professional qualifications (Karachi Jobs) Additionally the ideal candidate should possess at least 15 years of experience in banking particularly in credit risk management or corporate/commercial banking (Karachi Jobs) The last five years of experience must be at a senior level specifically focusing on risk management credit policy and related areas
The role requires a comprehensive understanding of credit policies legal documentation and risk management strategies (Karachi Jobs) Candidates must exhibit strong communication skills to analyze key issues provide actionable solutions and effectively engage with senior management and clients (Karachi Jobs) Familiarity with Green Banking and Environmental & Social Risk Management policies is essential alongside expertise in financial restructuring stress testing and strategic planning (Karachi Jobs) The selected individual will be responsible for preparing credit proposals ensuring alignment with risk management frameworks and recommending appropriate actions for client portfolios
Applications are invited from professionals who meet the outlined criteria and have a passion for making impactful contributions to the banking sector (Karachi Jobs) Interested individuals can apply online through the designated website within ten working days of the advertisement’s publication (Karachi Jobs) The position offers a contractual employment model which may be renewed based on performance and bank policies (Karachi Jobs) NBP is committed to equal opportunity employment welcoming applications from all qualified individuals regardless of gender religion or disability
Positions Available
| Position/Job Title | Number of Vacancies |
|---|---|
| Senior Credit Officer (SVP/EVP) | 1 |
Key responsibilities
- Develop and implement credit risk management strategies for corporate/commercial, mid-market, and SME clients.
- Conduct risk analysis and stress testing to identify potential vulnerabilities and create mitigation strategies.
- Ensure compliance with credit policies, legal documentation standards, and risk management frameworks.
- Prepare and present credit proposals for approval, ensuring alignment with the bank’s risk appetite and guidelines.
- Monitor and manage credit portfolios to ensure adherence to regulatory and internal policies.
- Provide recommendations to senior management and the Chief Credit Officer regarding high-risk exposures and potential restructuring.
- Enhance and maintain risk-related policies and procedures to support business objectives and regulatory compliance.
- Promote adherence to SBP guidelines on Green Banking and Environmental & Social Risk Management.
- Collaborate with internal teams to ensure consistent and rigorous portfolio management.
- Assist in developing credit solutions tailored to client segments and business strategies.
- Analyze and address key issues in credit risk, providing actionable solutions to senior management.
- Support the bank’s efforts to align credit risk practices with broader sustainability goals.
- Undertake any other responsibilities assigned by supervisors in line with the role’s objectives.
Skills Required
- Strong expertise in credit risk management, including stress testing and portfolio analysis.
- Proficiency in legal documentation for credit/market risks, including restructuring complex credit transactions.
- Advanced understanding of credit policies and risk principles to ensure compliance with regulatory frameworks.
- Excellent communication and analytical skills to address key issues and propose actionable solutions.
- Familiarity with State Bank of Pakistan (SBP) guidelines on Green Banking and Environmental & Social Risk Management.
- Ability to develop and execute strategies for corporate/commercial, mid-market, and SME client segments.
- Strong decision-making skills to evaluate and present credit proposals effectively.
- Expertise in financial modeling, classification policies, and risk adjustment procedures.
- Competence in aligning risk strategies with the bank’s risk appetite and business objectives.
- Leadership and collaboration skills for working with senior management and cross-functional teams.
Why work for The National Bank of Pakistan?
The National Bank of Pakistan NBP is one of the largest and most prestigious financial institutions in the country offering employees a unique opportunity to contribute to the nation’s economic development Karachi Jobs. By working at NBP professionals become part of an organization that is deeply committed to innovation and sustainability in the banking sector Karachi Jobs. The bank’s vision of transforming into a future-ready agile institution provides employees with exposure to dynamic challenges and the chance to make a meaningful impact in the financial industry Karachi Jobs. Joining NBP means contributing to a legacy of trust and excellence while building a rewarding career in a stable and respected institution.
NBP is an ideal workplace for professionals seeking personal and professional growth Karachi Jobs. The bank fosters a culture of inclusivity and empowerment ensuring that employees from diverse backgrounds are valued and supported Karachi Jobs. With access to cutting-edge resources training programs and leadership opportunities team members can enhance their skills and advance their careers Karachi Jobs. Moreover the bank places a strong emphasis on work-life balance offering competitive compensation packages and flexible policies to support employee well-being Karachi Jobs. Working at NBP provides not only financial stability but also a sense of pride in being part of an institution that prioritizes its people.
As a socially responsible employer NBP is committed to sustainability and equality providing a platform for individuals who want to make a positive difference Karachi Jobs. The bank’s adherence to international standards including Green Banking and Environmental & Social Risk Management ensures that employees contribute to ethical and impactful initiatives Karachi Jobs. Additionally NBP’s equal opportunity employment policy guarantees that individuals are judged solely on merit creating a fair and transparent work environment Karachi Jobs. For those passionate about driving change in the banking industry while working for an organization that values integrity and progress NBP is the perfect choice.
Eligibility
| Eligibility Criteria | Details |
|---|---|
| Educational Qualification | Minimum graduation or equivalent from a recognized local or international university/college. |
| Preference will be given to candidates with a Master’s degree or other relevant professional qualifications. | |
| Professional Experience | At least 15 years of banking/financial sector experience, with at least 5 years in a senior credit risk management role. |
| Experience in corporate/commercial banking or credit risk management is essential. | |
| Other Skills/Knowledge Required | Expertise in credit risk management, including stress testing, portfolio restructuring, and complex credit transactions. |
| Proficiency in legal documentation for credit and market risks. | |
| In-depth knowledge of SBP guidelines, Green Banking, and Environmental & Social Risk Management. | |
| Strong communication, analytical, and decision-making skills. | |
| Ability to prepare, evaluate, and present credit proposals effectively. | |
| Employment Type | Contractual (renewable based on performance and bank policies). |
Age Limit
- 24-35 years.
Application Process and Important Notes
- Ensure that the application is submitted within 10 working days from the date of the advertisement’s publication.
- Only shortlisted candidates meeting the eligibility criteria will be invited for panel interviews.
- Applications submitted after the deadline or incomplete submissions will not be considered under any circumstances.
- No travel allowance (TA) or daily allowance (DA) will be provided for attending the interviews.
- Let me know if you’d like further refinements!
Last Date to Apply
- 31 December 2024.
Red Flags to Avoid in Your Application
- Incomplete or Incorrect Application: Failing to fill out all required fields or providing inaccurate information can lead to immediate disqualification.
- Missing Required Documents: Not submitting the necessary documents, such as academic qualifications, professional certificates, or identification proofs, can result in the application being rejected.
- Late Submission: Submitting the application after the deadline, which is within 10 working days of the advertisement’s publication, will make your application ineligible.
- Failure to Meet Eligibility Criteria: Applying without meeting the minimum qualifications, experience, or skill set required for the position can result in an automatic disqualification.
- Unprofessional Communication: Submitting a poorly written application with spelling or grammatical errors can create a negative impression of your attention to detail and professionalism.
- Incomplete Contact Information: Leaving out essential contact information or providing incorrect details can hinder communication regarding your application status.
- Failure to Follow Instructions: Not adhering to the specific application process outlined in the job advertisement, such as applying via the correct platform or format, could disqualify your application.
The Selection Process
- Initial Screening: Applications will be reviewed to ensure candidates meet the minimum eligibility criteria, including educational qualifications, experience, and skills.
- Shortlisting: Only candidates who fulfill the required qualifications and experience will be shortlisted for the next stage of the process.
- Panel Interview: Shortlisted candidates will be invited for a panel interview where their technical knowledge, experience, and suitability for the role will be assessed.
- Evaluation of Skills and Expertise: During the interview, candidates will be evaluated on their expertise in credit risk management, portfolio management, and understanding of relevant banking regulations.
- Final Selection: Based on the interview performance and overall fit for the role, the final candidate will be selected.
- Offer and Appointment: The selected candidate will receive a formal job offer, followed by the appointment to the Senior Credit Officer position, subject to contract terms.
For Further information
| Contact Information | Details |
|---|---|
| Contact Number | +92 21 111 627 627 |
| Email Address | career@nbp.com.pk |
| Website | www.sidathyder.com.pk/careers |
Address
- National Bank of Pakistan
Head Office: I. I. Chundrigar Road, Karachi, Pakistan
FAQs
What is the application deadline for the Senior Credit Officer position?
The application must be submitted within 10 working days from the date of the advertisement’s publication.
Do I need to submit any documents along with the application?
Yes, you must submit relevant academic qualifications, professional certificates, and any other documents requested in the application form.
What is the selection process for this position?
The selection process includes an initial screening of applications, shortlisting of candidates, a panel interview, and evaluation of skills and experience. Only shortlisted candidates will be contacted for the interview stage.
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